This episode of The Triniyah Podcast explores the surge in home insurance nonrenewals across Connecticut, breaking down the causes, impact on current and future homeowners, and practical steps listeners can take to protect their coverage. Listeners will gain clarity on how climate risks, insurer policies, and market forces are reshaping homeownership in the state.
In this in-depth episode of The Triniyah Podcast, we examine the dramatic rise in home insurance nonrenewals in Connecticut — a trend affecting over 14,000 homeowners in 2023 alone. We break down what’s causing this shift, from intensifying climate risks and skyrocketing construction costs to stricter insurer guidelines around roof age and home maintenance. Listeners will hear how these trends are not limited to coastal areas but are spreading statewide, with real-world consequences like higher premiums, policy cancellations, and even challenges in buying or selling a home.
We discuss where this is happening most, why insurers are pulling back, and how homeowners can respond — including understanding their rights under Connecticut law, contacting the state Insurance Department for help, and improving their home’s insurability. Future homeowners are also advised on how to navigate this new reality, where insurance availability can make or break a real estate deal. Whether you’ve received a nonrenewal notice or want to avoid one, this episode offers critical guidance and clear next steps to help you stay protected.